Organization and licensing
- Exact legal entity names and ownership
- All locations and years in operation
- License type, number, capacity and status
- Franchise, church, nonprofit or management affiliations
- Prior carrier and renewal date
Children and programs
- Current and projected enrollment
- Licensed capacity by age group
- Infant and toddler counts
- Hours, overnight care and weekend operations
- Before/after school, camps and field trips
- Special-needs services and medical procedures
People and controls
- Employee count, duties and payroll
- Staff-to-child practices
- Background and registry checks
- Reference and qualification verification
- Abuse-prevention and reporting training
- Volunteer, contractor and student-teacher controls
Property and activities
- Building ownership, construction and updates
- Square footage, protection class and alarms
- Playgrounds, pools and water activities
- Cooking, suppression and food service
- Cameras, access controls and outdoor fencing
- Business income values and relocation plan
Transportation
- Vehicle schedule and seating capacity
- Routes, radius and annual mileage
- Driver list, MVR process and qualifications
- Employee personal-vehicle use
- Maintenance, inspection and child-check procedures
Loss information
Obtain currently valued loss runs for every relevant policy period. Explain what happened, the operational response and controls adopted. Disclose known circumstances according to application and policy requirements.