Coverage directory
A connected insurance program for the whole childcare operation.
The label “daycare insurance” may describe a package, but every policy, endorsement, limit and exclusion still matters.
General liability
Premises injuries, operations, medical payments and defense.
Learn more 02Professional liability
Care, supervision and procedure-related allegations.
Learn more 03Abuse & molestation
Sensitive allegations, defense, limits and form differences.
Learn more 04Commercial auto
Owned vans, passenger transportation and physical damage.
Learn more 05Hired & non-owned auto
Employee vehicles, rentals and business errands.
Learn more 06Property & business income
Building, contents, playgrounds, income and extra expense.
Learn more 07Workers’ compensation
Employee injuries, classifications and return to work.
Learn more 08Umbrella & excess
Catastrophic limits and underlying-policy coordination.
Learn more 09Accident medical
First-party medical expense arrangements for enrolled children.
Learn more 10Cyber liability
Enrollment data, payments, ransomware and notification expense.
Learn more 11Employment practices
Hiring, termination, harassment and discrimination allegations.
Learn more 12Crime & social engineering
Employee dishonesty, funds transfer and payment fraud.
Learn moreCommercial daycare insurance